A BOP delivers cost‑effective protection in one organized package.
Overview
A Business Owner’s Policy bundles General Liability and Commercial Property into a
single, simplified policy. It is ideal for businesses that want comprehensive coverage
without managing multiple standalone policies.
Who It Works Best For
• Georgia-based companies
• Retail, office, food service, and service providers
• Multi-state operations
• Businesses seeking efficient, cost‑effective protection
General Liability Insurance protects your business from third‑party claims involving injuries, property damage, and advertising injury. Whether your locations are based solely in Georgia or distributed across the Southeast, General Liability coverage is essential for day‑to‑day protection.
General Liability Covers:
– Customer or visitor injuries
– Damage to client or third‑party property
– Personal & advertising injury
– Medical payments
– Legal defense & court costs
This is one of the most critical policies for Georgia businesses and multi‑state operations alike.
Commercial Auto Insurance provides protection for vehicles owned, leased, or used by your business. Companies operating in Georgia and surrounding states rely heavily on commercial transportation—whether for service routes, multi‑state deliveries, or daily business travel.
Commercial Auto Covers:
– Auto Liability
– Collision & Comprehensive
– Uninsured/Underinsured Motorist (important across Georgia and the Southeast)
– Hired & Non‑Owned Auto
– Fleet Vehicle Programs
– Medical Payments & Injury Protection
Our regional expertise helps ensure your vehicles and drivers stay protected across multiple jurisdictions.
Commercial Property Insurance protects buildings and physical assets that support your operations. Businesses in Georgia and the Southeastern region face property risks from storms, lightning, theft, vandalism, and equipment loss. A coordinated regional property program helps maintain consistent protection across multiple business locations.
Commercial Property Covers:
– Buildings & Structures
– Business Personal Property
– Equipment, Tools & Furniture
– Inventory & Supplies
– Outdoor Signage & Exterior Fixtures
– Tenant Improvements
– Fire, Storm, Theft & Vandalism
We help you select the right limits, endorsements, and structure—so your BOP is engineered around how your business really operates.
• We assess your operations and location
• We identify gaps and unnecessary coverage
• We compare multiple carrier options
• We simplify renewal planning
• Clear guidance
• Competitive pricing
• Organized coverage
• Proactive communication
Get a clear, organized, and competitive BOP designed specifically for your business. Provide a few details and we’ll follow up with next steps.
T. Hudson Risk Advisors delivers commercial insurance solutions across the Southeast, with a strong concentration of clients headquartered in Georgia. Our regional footprint allows us to support expanding organizations, multi‑state fleets, and businesses with complex operational structures.
Service Regions:
– Georgia (primary service market)
– Florida
– Alabama
– Tennessee
– Texas
– North Carolina
– South Carolina
We provide consistent coverage structure, coordinated risk management, and multi‑state compliance support.
– Deep industry expertise
– Access to top-rated carriers
– Fast quotes
– Tailored insurance programs
– Proactive support
– Relationship-driven service
Protect Your Business With a Comprehensive Insurance Program Designed for Your Industry
